Tuesday, July 31, 2012

VoIP reduces call center cost, improves productivity | Enterprise ...

Voice over Internet Protocol (VoIP) has made an impact on the call center and business industries. No longer do companies need to wait for someone to come set up phone jacks and equipment. Because VoIP services use the Internet to make calls, conference calls and video conferencing are easier than ever.

VoIP phone service providers have changed the way call centers operate. Modern day call centers aren?t just for receiving customer support calls anymore. Businesses are looking for ways to make their offices better.

Reduced costs

Operating call centers can be expensive. From salaries to office equipment, employing a call center can be a costly endeavor. By choosing VoIP phone services over traditional phone services, you can reduce the cost. Other advantages include:

*You can consolidate your business? utilities by eliminating traditional telephone services in favor of a single, merged network. When only one network is used for voice and information technology, the costs of maintenance and support are reduced.

*VoIP systems are evolving into the complete package for all business communications, including phone calls, voice mail, email, and fax. By allowing both voice and data communications over a single network, business infrastructure costs are greatly reduced.

*Because VoIP uses the Internet when calling, there is no more worrying about long distance calls. Some providers offer long distance calls for free, while others offer it at a reduced cost. Some providers even give you the opportunity to choose between international and domestic plans so that you can cater to where your customers are calling.

*Plans for VoIP phone systems tend to be less than that of traditional phones. As of 2011, the average monthly cost of business-class VOIP phone service was $30 per month. This means some plans are even less than that per month.

*Using an IP contact center can help make your operation more scalable, which helps you when it is time to expand without possibly costly infrastructure investments.

Increased productivity

Businesses are always looking for ways to increase office productivity. Making the transition from traditional phone systems to VoIP-based call centers allows representatives to provide the customer with better service in a timelier manner. Whether you choose to integrate CRM with your VoIP phone system or not, VoIP-based systems have the ability to increase call center productivity.

*Inbound screen pops are one way VoIP-CRM integration can add efficiency and productivity to a call center. Some VoIP phone systems can identify incoming phone calls from customers, instantly recalling data from an organization's CRM system. When a call comes in, the call center agent receives a pop-up window on their desktop with a complete outline of the customer's relationship with the company.

*If you have agents that work remotely, or you want agents to be able to do so after hours, consider VoIP?s mobility. Mobile VoIP allows voice calls to be made on mobile phones using VoIP and is available as an additional phone option for VoIP subscribers. Some systems allow for mobile voice mail, conference calling, and interactive voice menus.

*VoIP allows you to stay in contact with more people in more ways. More and more providers are finding ways to integrate real-time communication services beyond calling ? think instant messaging and video conferencing. You don?t always need a phone to communicate with VoIP.

*If you?re not someone who likes to listen to voicemails, many VoIP service providers allow for voicemails to be transcribed to emails or text messages. At some businesses, this helps the agent respond to customer questions in a timelier manner than with a traditional phone system. You are then also able to forward the message on if someone else is more equipped to respond.

Better customer service

The capabilities and features of some VoIP service providers allow the agents to better assist customers. With some of the options listed above, it is evident that representatives can manage calls more closely. Call centers are based in customer service and VoIP can help a company increase customer satisfaction.

*By having inbound screen pop ups and the ability to route calls to knowledgeable representatives allows callers to receive quick and informational responses.

*Because of call forwarding, customer representatives within a call center may speak with the same client again and again, enhancing the bond between the business and the buyer.

*When voicemails are forwarded to email inboxes and phones as a text message, call center agents can know exactly why someone is calling and provide him or her with a prompt and accurate response when returning the call.

Call centers have to adapt as technology improves and as customer service questions pour in. Determining which features can help your business the most will help you make a decision about whether or not VoIP is a right fit at your call center. VoIP has impacted the industry by allowing agents to provide greater customer service in a timelier manner.

About the author:
Erica Bell is a small business writer who focuses on topics such as phone systems and social media trends. She is a web content writer for Business.com.?

Orignal Author:?

Erica Bell, Web Content Writer, Business.com

Source: http://www.enterpriseinnovation.net/content/voip-reduces-call-center-cost-improves-productivity

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Democrats choose Latino mayor as keynote speaker at convention (Los Angeles Times)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/238584803?client_source=feed&format=rss

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In Israel, Mitt Romney stops at Jewish holy site

Republican presidential candidate and former Massachusetts Gov. Mitt Romney pauses as he visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney pauses as he visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney wears a yarmulke as he visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

Republican presidential candidate and former Massachusetts Gov. Mitt Romney places a prayer note as he visits the Western Wall in Jerusalem, Sunday, July 29, 2012. (AP Photo/Charles Dharapak)

(AP) ? Mitt Romney has visited one of Judaism's most holy sites.

The U.S. presidential candidate, who's on a pre-election trip to burnish his foreign-policy credentials, visited the Western Wall in the Old City of Jerusalem. The stop came after he met with Israeli government officials on Sunday.

The Western Wall is the holiest site where Jews can pray. For centuries, it has been a site for Jewish prayers and pilgrimages.

The Republican rival to President Barack Obama is set to give a foreign policy speech later Sunday in which he is expected to lay out his ideas for dealing with Iran.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-07-29-Romney-Western%20Wall/id-228e55628de74c72aa8f2a61fdcc11e3

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Monday, July 30, 2012

Splendid Health Combat ? natural herbs & supplements ? real ...

Splendid Health Combat www.splendidhealthcombat.comSplendid Health 30+ years in therapeutic chinese herbs and natural health supplements and natural health products, created for individuals that want to live life to its fullest in our out of the martial arts. Providing superior quality naturopath approved supplements. All of Splendid Health?s & Dr. Nelson?s Products are Made in a GMP, NSF & QAI Certified Manufacturing Facility. FREE SHIPPING WITHIN US AVAILABLE ON ALL PURCHASES except Alaska and Hawaii. Splendid Health is not conventional western medicine, it is the education and use of specialized superior quality nutrition and herbology. Splendid Health does not diagnose or perscribe medications, but assists clients and customers with nutritional information, knowledge, body detoxification and proper nourishment for the body so it can do its own repairing and healing. Splendid Health Combat Natural Supplement Products, energy, bone & joint, weightloss, lean fitness, male muscle growth & repair, female lean, optimize protien & food, greens & probiotic, colon & body detox,stress & anxioty, diabetes, cholesterol, blood pressure, immune system, relieve stress, improve memory, liquid minerals, greens, organic, auto immune, improve eyes, stomach issues, bloating, heartburn, acid reflux, abdominal pain, vomiting, nausea, uti, female hormone balance, menstration, arthritis, osteoporosis, healthy kids, increased focus, immune system, fish oils, coral calcium, liquid vitamins ?

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Source: http://www.detoxandcleansing.com/splendid-health-combat-natural-herbs-supplements-real-results-testimonials-2/

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Get Smart And Nike Try This Advice On Buying Real-estate | Arty Apt

Buying real estate property might be a genuine problem ? even for Nike 2012 those that have some experience in the region. But once you know what you should expect, the difficulties is definitely not as well difficult. The first task in becoming successful is to get knowledgeable. This short article contains several tips that will help you moving toward moving the fascinating nevertheless challenging field of real-estate purchasing.

Do you want to buy some real estate? Prior to deciding to say yes to invest in a house, get it inspected, even when your state does not need it. You may not want to be amazed with problems like invisible mold, a dodgy electric powered system or another costly, most likely dangerous difficulties. You may be able to work out an agreement using the vendor to solve any issues that are found through the examination.

When creating Nike a deal with a residence you would like to buy, you will need to put the volume of your downpayment. You should look at the level of your advance payment cautiously. The dimensions of your deposit shows the vendor how severe you are and will also be assessed with the lender. This may determine whether it will be possible to get the financial loan.

Here are several loose ends when you purchase your house! Quickly get homeowner?s insurance coverage! Determine if it?s required to invest in a homeowner?s warranty, when it is not already included in the purchase. Also, be sure the label has become dealt with, following the procedure is more than.

It is crucial so that you can make a deal rapidly when you have discovered a residence you are looking at. You may not would like to Nike 2012 put it away for too much time since other people can come and purchase the home. At most, acquire several days to produce a decision.

If you plan on taking out a mortgage loan to fund your property as many real estate property customers do, be sure you aren?t biting away from over you are able to chew. Typically, don?t get a residence which costs a lot more than 5 times everything you make in one year in your work.

To understand every little thing regarding your home, take some time with all the prior proprietors. Question them queries about all the fixes they already have done. If there is not lots of maintenance, check if your house demands function, or maybe if it actually is a relatively new home. If they have carried out many, there can be Nike 2012 a problem with the house.

When examining a residence that you will be thinking of purchasing, look around to see if you can locate any possible threats that you might ought to modify. You could find you will have to include new railings, illumination or garage area entry doors to help keep your little ones harmless. These matters will all charge money, so be sure you determine what the cost will likely be and take that facts on the negotiation table Nike along.

As being the launch mentioned, being an informed customer is the easiest way to be a profitable customer. Being aware of what to expect and the ways to answer any condition that comes your way can cause a prosperous buying practical experience. Frequently, undertaking table the advice of other people is essential in order to avoid generating pricey errors.

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Source: http://artyapt.com/blog/get-smart-and-nike-try-this-advice-on-buying-real-estate/

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Sunday, July 29, 2012

Assistant Manager - Syracuse, NY Jobs - Careers.org

The Assistant Manager helps cultivate a team environment that provides exceptional customer service while ensuring all staff members perform at a consistently high level. The Assistant Manager assists the General Manager in all aspects of center operations and floor management, including entertainment, food, beverage, equipment, and property, to facilitate the fulfillment of financial goals and company initiatives. In the General Manager?s absence, the Assistant Manager assumes responsibility for center operations.



ESSENTIAL DUTIES AND RESPONSIBILITIES:


Consistently delivers exceptional customer service through execution of AMF Service Standards. Proactively builds customer relations through soliciting feedback and addressing and resolving customer complaints. Schedules staffing levels to appropriately meet the needs of the business and maximize the customer experience.

Continuously improves operational execution through attention to detail and adherence to the AMF Operating Standards. Capitalizes business opportunities in the market area by executing Company marketing strategies to drive sales in league, open and managed play bowling.

Develops and maintains league business through effective relationships with league bowlers/officers, adherence to league formats, distribution of announcements of league activities, and the management of other related administrative duties.

Reviews financial reports with General Manager and helps to develop action plans to grow revenue and control expenses in order to meet or exceed annual budgets.

Recruits, hires, trains and schedules hourly center staff as part of team management and development responsibilities.

Leads and influences staff through effective motivation, leveraging individual strengths to ensure customer satisfaction and maximum productivity.

Promotes positive employee relations including effective delegation of duties, fostering high staff morale, collaborating successfully with the entire management team, upholding AMF Operating Standards, and execution of the Performance Management process.

Addresses center level HR and Loss Prevention issues by collaborating with the General Manager and Support Center staff.


Ensures compliance with all applicable occupational, health, and safety regulations and laws. Creates an environment where safety comes first and all employees strictly adhere to AMF Operating Standards.

Oversees the responsibility for management and growth of the Food and Beverage segment of our business. Provides ongoing training and supervision of daily F&B operations to ensure consistent execution of AMF programs and initiatives to include: inventory of food & beverage products; implementation of systems to maintain food cost controls; monitors presentation of food product and reviews areas of concern with GM, ensures that staff is utilizing up selling techniques while providing customer service; and insures all food & beverage employees are trained and conform to the regulations of the Health Department and Alcoholic Beverage Commission.

Ensures total center and parking lot conditions meet or exceed company standards for repair and cleanliness.



?

Source: http://jobs.careers.org/job/J3G7JN6T6TKSVPYNJTH/Assistant-Manager

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'Library of the Future' Gets $1-Million Boost From Humanities ...

  • Paul Auster: The Book of Illusions: A Novel
    Going to get a copy.. loved his "New York Trilogy"... (***)

  • J. K. Rowling: Harry Potter and the Deathly Hallows (Book 7)
    Order a copy here.. well, I've pre-ordered a copy.. final book, hard to believe this series and Harry Potter are coming to an end.. (*****)

  • Neil Gaiman: Fragile Things
    Just started this one.. dreams and stories, ah ha...

  • Dean Koontz: The Husband
    New Koontz thriller.. just got a copy from the library to have a "summer read"...

  • Bill Clinton: My Life
    The book of the year, from hype to Presidential lives and politics and yes, scandals.. a must-read... (****)

  • Beth L. Bailey: From Front Porch to Back Seat: Courtship in Twentieth-Century America
    Teenagers now and then.. worth a look... (***)

  • Shelley E. Taylor: The Tending Instinct: Women, Men, and the Biology of Relationships
    Paper version of an intriguing book on nurturing, "Taylor, a psychology professor at UCLA, makes the claim that 'we are fundamentally a nurturant species,' biologically programmed to 'tend and befriend' one another." -Publisher's Weekly (***)

  • Ron Smith: The Ballpark Book : A journey Through the Fields of Baseball Magic
    Recommended summer America's game reading.. see the blog item on this as well for more details... (*****)

  • David B. Wexler: When Good Men Behave Badly: Change Your Behavior, Change Your Relationship
    "A book written especially for men that provides real tools for men who have trouble dealing with the emotional demands of relationships and those affected by them. Men learn how to curb destructive behaviors and build deep, meaningful relationships. Refers to recent research about the male brain." -from the publisher... (****)

  • John Gray: Mars and Venus on a Date: A Guide for Navigating the 5 Stages of Dating to Create a Loving & Lasting Relationship
    Yes, old.. but the title caught my eye.. so, dating to loving and lasting relationship.. maybe something here, maybe.. just starting to read it now, from the library...

  • Helen Fisher: Why We Love
    Good book review in NY Times.. about her research into romantic love, chemistry, and the physical side of emotional responses to love and emotions... (***)

  • Michael Crichton: Prey
    Nanotechnology runs wild, relationship of programmer husband and scientist wife explored, good reading so far.. (****)

  • Neal Stephenson: Cryptonomicon
    A breathtaking tour de force, and Neal Stephenson's most accomplished and affecting work to date, CRYPTONOMICON is profound and prophetic, hypnotic and hyper-driven, as it leaps forward and back between World War II and the World Wide Web, hinting all the while at a dark day-after-tomorrow. It is a work of great art, thought, and creative daring... --Amazon description (*****)

  • Ruth Reichl: Comfort Me with Apples: More Adventures at the Table
    Ruth Reichl's first book, the autobiographical Tender at the Bone, disarmed readers with its droll candor. The former restaurant critic of The New York Times and editor in chief of Gourmet magazine told great stories about growing up and loving food. [This book] begins where the first book ended, tracing Reichl's evolution from chef to food writer while detailing the dissolution of her first marriage, the start of a second, and motherhood at the age of 40. The book also limns a sensual journey, Reichl's awakening to the pleasures of sex as well as food, and also to love. --from Amazon.com review (***)

  • Ruth Reichl: Tender at the Bone : Growing Up at the Table
    Recommended by a friend, former NY Times restaurant critic, memoir.. a new appreciation of the pleasures of the table... (****)

  • Judith Sills: The Comfort Trap (or, What If You're Riding a Dead Horse?)
    Recommended by a friend, sounds interesting, and some excerpts online at her Web site, see here...

  • Audrey Niffenegger: The Time Traveler's Wife
    The love story of Henry and Claire whose lives are punctuated by Henry's disappearance to different points in time--sometimes even back to visit Claire as a young woman. When Henry meets Claire, he is twenty-eight, and she is twenty. He's a hip, handsome librarian; she is an art student with Botticelli hair. Henry has never met Claire before; Claire has known Henry since she was six...

  • Tim O'Brien: July, July: A Novel
    "At the 30th reunion of Minnesota's Darton Hall College class of 1969, ten old friends join their classmates for a July weekend of dancing, drinking, flirting, reminiscing, regretting. ...[jacket copy] Good so far, from National Book Award winning writer of "Going After Cacciato"... (****)

  • Ethan Watters: Urban Tribes: A Generation Redefines Friendship, Family, and Commitment
    Interesting take on social groups, "urban tribes," friends who are not married banding together.. see also the post on the blog on this topic... (***)

  • Susanna Moore: In the Cut: A Novel
    Meg Ryan's new movie role.. erotic thriller of NY teacher of writing and murders and some great characters.. her writing is gemlike and a pleasure.. recommended... (*****)

  • Nancy Pearl: Book Lust
    Librarian from Seattle, infamous now for the "action figure" controversy, has a book out. I'll have to take a look....

  • Jonathan Franzen: How to Be Alone: Essays
    From Amazon: " 'Why Bother' is an essay arguing that our current cultural milieu of speed, shallowness, hedonism, and information-without-wisdom doesn't even allow us to see that we are losing our relationship to solitude." Recommended...

  • Eric Darton: Divided We Stand: A Biography of New York City's World Trade Center
    And this was the second book I read, trying to make some small sense of the changes that happened, and what that *place* was, really.. highly recommended... (*****)

  • Angus Kress Gillespie: Twin Towers: The Life of New York City's World Trade Center
    This was the first book I read after the attacks, and still one of the most memorable. It was the only thing in our Library's collection at the time about the World Trade Center.. re-issued after 9/11/01.. (*****)

  • Richard Schickel: Woody Allen: A Life in Film
    Just out, Sept 5, 2003.. more from the interview with Schickel, that wasn't included in the documentary.. see the article in the Film category on the documentary as shown on TCM... (*****)

  • Cecile Lamalle: Glutton for Punishment
    A culinary mystery.. don't ask me why, but I'm reading these as I find them.. fun, and food a part of the mystery tale.. a great opening epigraph: "We think our castles of sand are the ramparts of the universe." --John Buchan, 1st Baron Tweedsmuir (****)

  • Cathi Hanauer: The Bitch in the House: 26 Women Tell the Truth About Sex,
    Title of the year award? Not reading it yet, comes out in Nov, 2003.. a sleeper book to watch for!

  • Gina Cascone: Life al Dente: Laughter and Love in an Italian-American Family
    Earlier book was "Pagan Babies," and this one sounds just as good.. ba-da bing! the reviews are saying good things, and before there was the Sopranos, there was Gina writing about Italian-Americans in New Jersey... (****)

  • Richard K. Morgan: Altered Carbon
    New hot S-F title to check out.. Joel Silver ("The Matrix") has purchased the film rights..

  • Jasper Fforde: The Eyre Affair
    Meet Thursday Next, hard-boiled detective, in a comic time travel tale c. England 1985.. just getting into it.. first in a series, third one just out in UK.. (****)

  • Neil Gaiman: American Gods: A Novel
    Really fine mythological American tale.. captivating from page 1.. Reading it slow, which is a good sign.. (*****)

  • David Schickler: Kissing in Manhattan
    Stories, intertwined, from a Manhattan apartment building.. "The Smoker" is great, still reading through the collection.. (****)

  • Chris Sherman: The Invisible Web: Uncovering Information Sources Search Engines Can't See
    Re-reading this one, in prep for a forthcoming article to be published in "American Libraries".. Chris Sherman and Gary Price do a fabulous job.. (*****)

  • Jim Mullen: It Takes a Village Idiot : Complicating the Simple Life
    Just starting this one.. saw it noted on jessamyn's site first.. as one writer noted, "Imagine 'A Year in Provence' written by Dennis Miller." So far, funny stuff.. (***)

  • Terence Gorski: GETTING LOVE RIGHT : LEARNING THE CHOICES OF HEALTHY INTIMACY
    This is a winner.. self-help from recovery counselor, on healthy intimacy, building a healthy relationship, and learning to change.. A-plus... (*****)

  • Source: http://drweb.typepad.com/dwdomain/2012/07/library-of-the-future-gets-1-million-boost-from-humanities-endowment-wired-campus-the-chronicle-of-higher-education.html

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    Saturday, July 28, 2012

    Weight Loss With Acupuncture-Can Acupuncture Help You Lose ...

    ?

    Article by Chris Chew

    In recent years, more and more people are trying out acupuncture to lose weight. Just what is acupuncture? How can acupuncture treatment help you lose weight?

    Acupuncture is a branch of traditional Chinese medicine (TCM) and has been around for about 5,000 years. It is the practice of inserting very thin needles to stimulate pathways or meridians in the body to treat many illnesses and diseases especially to relieve pain from chronic disorders.

    Traditional Chinese Medicine practitioners or TCM physicians claim that acupuncture can help you to lose body fat by making you feel full and so will eat less. This curbs excess caloric consumption in the patient treated with acupuncture and is a great help in the patient?s weight loss program.

    Acupuncture treatment can also be used to raise your metabolic rate and help you to burn more calories to speed up weight loss. Some Chinese medicine practitioners say that acupuncture stimulates the production of a hormone called endorphins and this hormone helps to lower body fat, insulin and lipid levels in the bloodstream thus less insulin is converted into body fat.

    Acupuncture is not a miracle cure for obesity. TCM physicians often stress that to achieve good weight loss results from your program and maintaining your weight, acupuncture treatment alone is not enough. To lose weight effectively and keep the fats off permanently, acupuncture treatment must be combined with healthy eating habits and regular exercises.

    Before you begin your acupuncture treatment, your Chinese physician will conduct a medical examination on you by checking your pulse and examination of your tongue to ensure that you are suitable for acupuncture Weight Loss Treatment. This is because TCM is a holistic branch of health care and do not just specifically target the ailment or medical complaint. So an investigation into other reasons why a patient is obese is necessary to solve the problem holistically.

    If you want to lose weight naturally and without drugs, why not try TCM acupuncture for your weight loss program?

    About the Author

    Chris Chew is a fitness personal trainer. His coaches actors, international pageant winners and fashion models. More of his articles at lose weight and transform your body now and Singapore personal trainers

    Use and distribution of this article is subject to our Publisher Guidelines
    whereby the original author?s information and copyright must be included.

    Find More Health Medical Reasons To Lose Weight Articles


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    Source: http://howcanyouloseweighttoday.com/2012/07/27/weight-loss-with-acupuncture-can-acupuncture-help-you-lose-weight-weight-loss-treatment/

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    Apple pitches gadget security to hacker crowd

    Apple pitched security measures in its mobile gadgets during its first presentation at a premier gathering of hackers and those intent on thwarting cyber attacks.

    The unprecedented talk by Apple head of software platform security Dallas De Atley at the 15th annual Black Hat conference in Las Vegas came as hackers increasingly target smartphones at the heart of Internet Age lifestyles.

    "We are really excited to be here," De Atley said before launching into his presentation at a packed Caesars Palace ballroom, on Thursday.

    "When we were developing the iPhone we realized there were aspects that make it different from computers," he continued.

    "Security is architecture; you have to build it in from the very beginning. It is not something you can sprinkle over your code when it is done."

    De Atley spent an hour providing insights into encryption, software keys and other security features built into the iOS operating system for iPhones, iPads and iPod touch devices.

    Hacking attacks on mobile devices, especially Apple gadgets or those powered by Google-backed Android software, were hot topics at Black Hat, where developers voiced doubt that device makers are devoted to security.

    Unlike other speakers at the weeklong gathering, De Atley did not field questions from the audience. Instead, he brushed aside queries as he was ushered quickly out a side door after his talk.

    His brusque departure underscored a complaint by developers, and those who craft security for Apple gadgets, that they are often left guessing answers to questions when dealing with the revered gadget maker.

    "IOS is pretty secret," said Accuvent Labs principal research consultant Charlie Miller, who is credited with the first remote hacker exploit of an iPhone.

    "How do they test their software before they ship it?" he continued, rattling off a litany of questions he'd like Apple to answer. "How do they determine an application is malicious and how many times has it happened?"

    In the room where De Atley made his presentation, a team from security firm FishNet later announced that in the days ahead it will release a tool designed to expose security problems in applications tailored for Apple gadgets.

    "I feel like Apple's security is reactive and not proactive," said Seth Law of FishNet.

    "They picked a great base to start from but continually get burned," Law continued. "The fact you can jailbreak an iPhone points to the fact that it is not rock solid."

    With Apple boasting of more than 650,000 applications in its online App Store and the addition of more than a thousand a day, an automated way to check third-party software security is needed, according to the FishNet team.

    Concerns in applications include whether they intrude on privacy by mining contact lists or other data on devices.

    "The process for approving applications (for the App Store) is more about the business decisions than the security aspects," Law said. "Apple's testing in this case is the big unknown."

    The list of rules Apple provides developers calls for software to work smoothly on devices but makes no mention of security issues, according to FishNet.

    "Developers out there learn to game the system to push their apps through the registration process as fast as possible," Law said. "Apple is looking at how to best enforce their rules and make their money; they want their 30 percent cut."

    Cupertino, California-based Apple gets 30 percent of the money from sales of virtual goods or subscriptions in applications on its globally popular devices.

    Source: http://news.yahoo.com/apple-pitches-gadget-security-hacker-crowd-201737273.html

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    Free Business Marketing Workshop for Denver Health & Wellness ...

    The Business of Sharing:? Marketing for Service-Based and Transformational Business Owners

    Michaela Sibanda ? a Denver marketing expert in the health and wellness industry ? is offering a free workshop at VAST Wellness Center for local practitioners.? Two upcoming dates have been set up in the VWC classroom.? Please stop by for one of the times and learn more about creative ways to get more clientele and enhance your business!? This is a free presentation by Michaela, but there will be a lot of practical information provided to you.? If you feel so inclined, donations to her in the amount you feel is appropriate would be appreciated.

    Coaches, healers, creatives and service-based business owners naturally focus on the gifts they bring to the world and give less attention to building their businesses. Marketing is the cornerstone of creating a successful business, but many providers worry about the cost and the time involved and get overwhelmed. Discover how to authentically share what you do with others, from a place of service and to charge what you?re worth.? Michaela Sibanda, a marketing and mindset coach, is committed to helping service providers and creatives achieve success in the business of their dreams. Start with getting re-grounded in the reasons you chose your work; explore the principles of a life-first, work-second approach to business planning; and identify who will be impacted by your work and how you can get your message to those people. Learn how to create packages and programs that will draw in clients and leave class with a practical marketing plan.

    Choose one of the following dates if you are interested:

    1) Saturday, August 11th 10a-Noon

    2) Thursday, August 23rd 5-7p

    Please contact Michaela with questions or for more information.? RSVP by email is not required, but appreciated.

    Website: www.mattersoftheheartmarketing.com

    Workshop Location: VAST Wellness Center Classroom

    Email: michaela@mattersoftheheartmarketing.com

    Phone: 303-809-4848

    Source: http://www.denverwellnessnetwork.com/free-business-marketing-workshop-for-denver-health-wellness-practitioners/

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    Friday, July 27, 2012

    office furniture, modular partition sys - Tips to customize Office space


    by Ramawood craft
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    office furniture, modular partition sys More Details about office furniture, modular partition sys here.

    The promises given by office furniture shops in Delhi are lowest prices and generous discount on modular partition systems which includes chairs for offices, director desk, cubicles for office and chair sets. Office furniture Manufacturer in India offers solution that help save on space occupied by computer workstations, modern office furniture and also offer a wide range of solutions for storage, which suits every pocket. With so many options for modular furniture to choose from, there are certain checks one must keep in order to customise his/her office space.

    The personality of an individual can be judged by the office furniture he chooses for his office. It has something to say about the individual. Let us look at this from a different point of view. How many hours a day do you spend in office? Eight to nine hours? Chances are that you could spend more time in office than at home. Even though an individual is filled up to his neck with work, he must feel comfortable with the modular partition system.

    The first and foremost thing one needs to do is to select the right work desk. In case some client makes a visit to your office director's cabin. The first thing he is going to see other than the individual himself is the director desk. This can tell a lot about the individuality of the director.

    Select a modular partition system that he/she feels comfortable working in. One has to be visible and comfortable working behind the desk. Understand the real reason why to buy the desk. Is it to place the computer or for conducting meeting with clients etc. Allot the right amount of space for the computer at the desk. You must also earmark space for placement of pens and other office stationery. The bulky CPU can be placed underneath the table. Select a desk that already has holes in-built for placing wires for the CPU. Such tables are available at various office furniture shops in India.

    In case your job entail you ore for paper work and less of computers, select a writer desk, where you can write on the surface comfortably. Provisions must be on the table to place heavy books and other big documents. Purchase a desk that has provision for shelves. You can place cabinets and attach them to your workstation, so that all the work need not be piled up. As per the science of ergonomics, one must allocate ample apace for legs. Normally the height of a work station desk is around 29 to 30 inches. But this depends on the space available for the workstation. The average distance between the ends of the chair to the farther end of the desk must be around three feet.

    After selecting the desk, it is time to choose the right kind of chair. From the plenty of office furniture stores in Delhi, one can find chairs that can adjust its height according to the height of a person. The chair that is chosen for the office must go along with the office desk.

    Rama wood Crafts offers all kind of modular furniture, Modular Furniture Manufacturer & modular partition systems, Office furniture, office furniture India, Office Furniture Manufacturer, Modular Furniture, modern office furniture at best price.

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    Dental Implants in Charleston, SC, For a New far much better Smile ...

    Changing teeth is definitely an classic procedure within dentistry. Various methods can be found to replace lost teeth, but few supply you with new teeth which are close to the power and robustness of the natural ones. Today, though, you can find new teeth which may be as strong like the authentic ones through Charleston dental implants.

    Exactly why augmentations are solid

    Asking your dentist in Charleston, SC, about what makes dental enhancements stand out shows the simple truth: the base of the whole thing is manufactured out of titanium. Every single root and base system of those new teeth makes use of one of the strongest materials. Titanium, in fact, often is the principal element within the armor in many combat vehicles. This metal is additionally very light.

    Another reason dental implants in Charleston, SC, are strong is that it bonds along with the bones of your respective jaw. Organic teeth are strong because their roots are anchored on the jawbone. Dental enhancements stick to this very same reasoning. The titanium base for that dentures is actually a root-like shape that goes deep into the jawbone and bonds with it.

    The augmentations can accomplish this because titanium is biocompatible, meaning that your body would possibly not reject the metal even while your jawbone and gum tissue cover the synthetic root. The mixture of titanium as well as the bones of the jaw produce a powerful foundation to the dentures put on top of the implant.

    The benefit of augmentations

    One?s own dentist in Charleston, SC, didn?t have an instrument that made available so much benefit for medical professional and patient alike. The treatment is fairly easy, plus the longest waiting time is for the jawbone to heal above the titanium post. This could require 3 months.

    You could install dental implants as a single tooth or as substitute for the entire arc. As the support for the brand new teeth includes a substantial screw inserted straight into the jawbone, there?s no need to modify surrounding teeth.

    Classic dentures can come free while you are conversing. Along with implants, the denture is screwed onto a tiny post (referred to as the abutment) connected to the titanium root. This means you do not have to worry of denture slippage. You may even bid farewell to removing your dentures when you speak, sleep, eat or brush your teeth.

    Titanium-rooted dentures can help boost self-esteem, self-confidence, and personal comfort. As standard dentures tend to slip, they?ll slur speech or drop when you are speaking. As the dentures on implants are screwed-on tight, they ought to not place you in precisely the same circumstance as users of classic dentures.

    Given good care, dental implants might last for a long time, even a lifetime. Aside from routinely planned visits with your dentist Charleston, no distinctive servicing method is necessary to keep your dental implants in functioning condition. Just do great oral hygiene and routinely visit one?s own dental professional, and these new-age alternative teeth may last for very long.

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    Source: http://2leep.in/dental-implants-in-charleston-sc-for-a-new-far-much-better-smile.html

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    Boy hit by bird on NJ roller coaster

    FILE - In this May 19, 2005, file photograph, people cheer at the end of a ride on Six Flags Great Adventure's roller coaster, Kingda Ka, in Jackson, N.J. A boy is recovering after he was hit in the face by a bird Thursday, July 26, 2012, while riding the roller coaster at Six Flags Great Adventure in New Jersey. (AP Photo/Tim Larsen, File)

    FILE - In this May 19, 2005, file photograph, people cheer at the end of a ride on Six Flags Great Adventure's roller coaster, Kingda Ka, in Jackson, N.J. A boy is recovering after he was hit in the face by a bird Thursday, July 26, 2012, while riding the roller coaster at Six Flags Great Adventure in New Jersey. (AP Photo/Tim Larsen, File)

    FILE - In this May 19, 2005, file photograph, Six Flags Great Adventure's roller coaster, Kingda Ka, sends people flying skywards in Jackson, N.J. A boy is recovering after he was hit in the face by a bird Thursday, July 26, 2012, while riding the roller coaster at Six Flags Great Adventure in New Jersey. (AP Photo/Tim Larsen, File)

    JACKSON, N.J. (AP) ? A boy is recovering after he was hit in the face by a bird while riding a roller coaster at an amusement park in New Jersey.

    The collision occurred as the Kingda Ka coaster at Six Flags Great Adventure in Jackson was returning to the station Thursday.

    Park spokeswoman Kristen Siebeneicher tells the Asbury Park Press (http://on.app.com/N1hV0G ) the boy was taken to a hospital for treatment of minor injuries to his face and neck. She says it's unclear what type of bird it was, but characterized it as small, and says its carcass is being handed over to the Ocean County Health Department.

    The 45-story Kingda Ka coaster, which reaches speeds up to 128 mph, was shut down for 30 minutes.

    ___

    Information from: Asbury Park Press, http://www.app.com

    Source: http://hosted2.ap.org/APDEFAULT/aa9398e6757a46fa93ed5dea7bd3729e/Article_2012-07-27-Coaster%20Rider-Bird%20Strike/id-e15f8fc24de049c585d99e233414b574

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    Thursday, July 26, 2012

    analyze troupe: New Category please for Home Brew Or Beer Making

    Forum Newbie

    Default New Category please for Home Brew Or Beer Making

    We have a category for Winemaking

    Please could we have one or two for

    Home & Garden/Food & Drink/Home Brew

    Home & Garden/Food & Drink/Beer Making

    Kind regards Dean.


    Forum Diehard billsbooks's Avatar

    Default Re: New Category please for Home Brew Or Beer Making

    We have a category for Winemaking

    Please could we have one or two for

    Home & Garden/Food & Drink/Home Brew

    Home & Garden/Food & Drink/Beer Making

    Kind regards Dean.

    A good principle for categories is that there is only one place you would look for something.
    If there was both Home Brew and Beer Making then which one of the two would you look in for brewing beer?

    Dr Bill sells on Ebid


    Source: http://tysonfrances.typepad.com/blog/2012/07/new-category-please-for-home-brew-or-beer-making.html

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    Source: http://antoinehoover6.blogspot.com/2012/07/new-category-please-for-home-brew-or.html

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    Source: http://analyze-troupe.blogspot.com/2012/07/new-category-please-for-home-brew-or.html

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    Flesh & Relics: Motob?cane and the Mobylette


    In the early 1920's Frenchmen Charles Benoit and Abel Bardin worked together at the Pantin based company SICAM (Soci?t? Industrielle de Construction d'Automobiles et de Moteurs) developing a small two-stroke auxiliary motor that could be attached to bicycles. Intending to adapt the engine for use in a "voiturette" (little car), Benoit and Bardin left SICAM in 1922 to found their own company. Unfortunately their first prototype, the P?lican, (later described as a "cyclecar") caught fire and the men were forced to abandon the project.

    Instead they set to work designing a motorcycle. In 1923 they completed a new prototype featuring a single-cylinder, two-stroke 175cc engine, and this time the test runs were much more successful. In 1924 Benoit and Bardin, joined by several others, founded a new company: Soci?t? des Ateliers de la Motob?cane.? The 175cc motorcycle was dubbed the MB1 and held the company's first patent for a piston design that delivered greater power over similarly classed engines.

    Motob?cane launched full production of the MB1 from a small 400-square-meter factory in Pantin, and it quickly became a bestseller in the entry-level range. By the end of the decade Motob?cane had become one of the best-known names in the French motorcycle market.
    In order to meet production demand the company launched an expansion of its production facilities, adding more than 6,000 square meters by 1926. They continued to improve on the MB1 design through the end of the decade, adding a number of new features such as a luggage rack and a muffler along with various engine improvements.
    The MB1 was to remain a fixture in Motob?cane's catalog through the 1930s, but in the meantime the company continued to expand its range; in 1926 they developed a 308cc motorcycle also featuring a single-cylinder two-stroke engine, the "Motoconfort" which quickly provided the company with its second success. Motob?cane began developing its first four-stroke engines in the late 1920s, and their early efforts produced a 500cc engine in 1929 but the design generated little more power than the company's two-stroke engines and it failed to garner much attention.
    Still, by the 1930s Motob?cane was producing a best-selling range of motorcycles and they continued to push the four stroke. In 1930 they launched the B7, a 750cc four-stroke motorcycle which delivered greater power but still failed commercially. 1933 saw the introduction of a new 250cc model and by the end of that decade the four-stroke featured prominently among the group's models although two-stroke engines remained the primary focus of production, particularly the small-cylinder models. These included the Poney, introduced in 1938 initially with a 63cc engine that was replaced in 1945 with a smaller 50cc design. During this period the firm entered several road racing competitions and won the Bol d'or endurance race.

    With the onset of the French Occupation during World War II operations at the Pantin factory were severely restricted. Although a few?Poneys and B1V2 machines initially crept off the lines, lack of materials soon put a halt to production and in 1941 the Organizing Committee of the Automobile (COA) issued an order?allowing only the manufacture of bicycles for civilians. Motob?cane adapted their facilities and came out with three standard bicycle models, two basic and another designed for racing; they also produced some twin cylinder, water cooled engines for bauer Karlsruhe fire pumps and worked on designs for radial aircraft engines.


    ?
    In response to disappearing civilian fuel supplies, the directors instructed engineer ?ric Jaulmes to look into producing a pedal car to compete with the V?locar: in 1942 he delivered a prototype three wheel vehicle with? pedals connected to the single rear wheel via a chain and an 8-speed cycle-style gear system. The emphasis was on weight reduction and it came in just over 30 kg. A single central fin on the tail-piece of the body was featured not for aerodynamic reasons but in order to accommodate the rear wheel. The vehicle never saw production, and seems to have been more of an exercise in morale building rather than a practical commercial concept.

    Immediately following the war the company sought to continue its push into larger motorcycle categories, and began designing a new two-cylinder four-stroke engine. A prototype of the new model dubbed the V4C was displayed in 1947 but lack of demand for larger motorcycles caused them to abandon plans for further development.

    Instead they went back to focus on smaller single cylinders: their? D45 125cc had been introduced in 1945 and had proved a commercial success, as had its successor? the 175cc? Z46 which was equipped with modern suspension.

    Based on the success of its smaller motorcycles, the company introduced a new design in 1949 that was to become its greatest commercial achievement.

    The Mobylette, as the new model was called, was a hybrid between a bicycle and a motorcycle and it responded perfectly to the needs of the postwar French population; with few automobiles available for private use, the country's workers typically traveled to and from their homes on bicycle.

    Charles Benoit had been exploring the concept of the auxiliary bicycle motors he had produced at SICAM earlier in the century: as early as 1942 Motob?cane had developed the AV2 motor which was intended as an add-on for a bicycle. When the Solex company, an established manufacturer of carburetors and other automotive parts, released their Velosolex motor powered bicycle in 1946 at the Paris Salon their success convinced Benoit that the time was right.
    ?Motob?cane reinforced a bicycle frame and adapted it to accept their Poney motors: the result was dubbed the Mobylette AV3, and was launched in 1949 under both the Motob?cane and Motoconfort names.

    The Mobylette featured several innovations that provided an advantage over the Velosolex and other competing models; the design utilized a low-slung frame appropriate for both male and female riders, and the company had also designed the fuel reserve and engine to eliminate the risk of oil or petrol spattered clothing. Motob?cane had also equipped their hybrid with a wide, comfortable seat, raised handlebars and a headlamp: small touches that immediately appealed to their customers. And despite the motor's small size and limited performance (top speed was only 30 kilometers an hour) the Mobylette was capable of climbing all but the steepest hills.


    The success of the "Moby" was immediate, and Motob?cane rapidly grew from a relatively small company focused primarily on the French market to an highly internationally recognized brand. But as demand grew steadily through the 1950s it quickly eclipsed the company's motorcycle production capabilities. By 1964 the company had produced its last "real" motorcycle and was focused almost exclusively on the little moped. ?

    Sales of the Mobylette remained strong and the company continued to expand its range adding new models, colors and features. Altogether the company sold more than 14 million Mobylettes, becoming the leading producer in its class: the model's popularity was such that "Mobylette" had become a generic term for what we now know as the "moped".
    But by the late 1960s the market for the Mobylette had begun to decline. Steady economic prosperity meant that the public could now replace their economical transport with more comfortable automobiles and larger motorcycles: at the same time a rise in popularity of the new Italian "scooters" which featured more power and a more modern design was posing a new threat to Motob?cane's core market.

    During the 1970s several variations were available, usually incorporating a number/letter combination such as 40T, 40TL, 40V, and 50V. These naming conventions determined either stock or optional equipment available; for example, the 40T was a slower version capable of just 25mph maximum speed and without rear suspension, while the top of the line 50V had front and rear suspension, a heavier body, and was capable of 30 to 35 miles per hour (48 to 56 km/h).

    In response to slumping sales, Motob?cane launched a new attempt to reenter the full-size motorcycle market, introducing a new 125cc model in 1969; but the rapid growth of imports from the major Japanese motorcycle makers made it almost impossible. They tried again in 1973 with a well received 350cc three-cylinder model, but by then the advanced features had raised its base price too high to compete against its lower-priced Japanese competition.


    Another factor led to the group's downfall; with the rising popularity of televised racing by the end of the 1970s, racing had become an important means of promoting motorcycle brands. Although Canadian Walter Muma rode a 50V 11,500 miles on a 3-month round trip from Toronto to Alaska in 1978 and Motob?cane had developed its own racing team in the late 1970s -competing in several Grand Prix races, even managing to score a number of 125cc class victories in the early 1980's- they had done it with motorcycles that bore little resemblance to their production models. The interest in racing and consumer machines had merged and the public wanted bikes that were fast in their stock form.

    Motob?cane continued to explore new engine and component designs, launching a collaboration with Bosch to develop a fuel-injection system for two-stroke engines but that project failed to produce results. After a failed attempt to merge with Italy's Motoguzzi the company was forced to declare bankruptcy in 1981.
    In India, the earlier version of Mobylette was manufactured under license by Mopeds India Ltd from 1965 until the late 1980s under the name Suvega. They also had a factory-supported race team which was highly successful in annual Sholavaram races in 50 cubic centimetres (3.1 cu in) class.


    In 1983 Motob?cane was sold to a group of buyers led by Xavier Maugendre, a prominent figure in France's automotive and motorcycle markets. Renamed as MBK, the company began seeking new investors in order to rebuild its operations and by 1984 they had secured financing from new shareholders included Yamaha Motor Company which acquired 40 percent. By 1986 Yamaha had gained majority control of MBK.
    Under Yamaha's ownership MBK was able to return to profitability, achieved in part through the transfer of parts of Yamaha's scooter production to MBK's factory. But although some of the company's production was sold under the Yamaha name they continued to market several models under their own MBK brand including the "Booster" scooter line launched in 1990.

    MBK continued to produce the Mobylette through much of the 1990s. From its launch in 1949 until final production in 1997, the Mobylette acheived production numbers exceeding 14 million with peak production in the 1970s averaging around 750,000 annually.

    The company also continued to produce bicycles on a small scale, although the Motob?cane brand was later sold to a U.S. company which used it to market Chinese and Korean built bicycles.

    Early in the first decade of the 21st century MBK also began producing motorcycles again, including a 600cc motorcycle for Yamaha starting in 2003. But scooters remained MBK's core operation into the second half of the decade; the scooter's economic and environmental advantages was winning over a growing number of urban commuters. MBK launched its first large-wheel scooter, the Cityliner, for the 2008 model year.

    Under the name MBK, the company continues to manufacture scooters and mopeds for the European market.
    References:

    Historic motorbikes Motobecane B-44, 1930
    MB1, la premi?re: par Patrick Barrabes (in French)
    Cr?ation de la marque Motob?cane (in French)

    Motob?cane; Souvenirs de guerre -Par Patrick Barrabes (in french, .pdf)

    Source: http://transversealchemy.blogspot.com/2012/07/motobecane-and-mobylette.html

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    Romney: 'Many' of suspect's weapons were illegal

    LONDON (AP) ? Republican presidential candidate Mitt Romney on Wednesday said many of the weapons obtained by the shooting suspect in Colorado were obtained illegally and that changing laws won't prevent gun-related tragedies.

    But the firearms that authorities allege James Holmes used to kill 12 people in Aurora, Colo., were obtained legally.

    "This person shouldn't have had any kind of weapons and bombs and other devices and it was illegal for him to have many of those things already. But he had them," Romney told NBC News in an interview. "And so we can sometimes hope that just changing the law will make all bad things go away. It won't."

    Holmes broke no laws when he purchased an assault-style rifle, a shotgun and Glock handgun, and he passed the required background checks.

    Holmes apparently booby-trapped his apartment with explosives. It's unclear if he obtained the materials illegally, but it's against Colorado law to build an explosive device.

    NBC News anchor Brian Williams pressed Romney about his tenure as Massachusetts governor, when the presumptive GOP nominee signed a bill that banned some assault weapons like the type Holmes is alleged to have used. At the time, Romney described such guns as "instruments of destruction with the sole purpose of hunting down and killing people."

    Asked if he stood by those comments, Romney mentioned the Massachusetts ban but said he didn't think current laws needed to change.

    "I don't happen to believe that America needs new gun laws. A lot of what this ... young man did was clearly against the law. But the fact that it was against the law did not prevent it from happening," Romney said.

    Source: http://news.yahoo.com/romney-many-suspects-weapons-were-illegal-223830110.html

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    Steny Hoyer: Neither party is spoiling for a fight over a government shutdown

    The Monitor Breakfast

    The end of the fiscal year is typically a flash point for partisan battles, but not with a 'fiscal cliff' looming after November elections. Even GOP conservatives are accepting higher spending levels, rather than risk a government shutdown.

    By David Grant,?Staff writer / July 25, 2012

    House minority whip Steny Hoyer (D) of Maryland speaks at a Monitor-hosted breakfast for reporters on July 25 in Washington, D.C.

    Michael Bonfigli/The Christian Science Monitor

    Enlarge

    America, do not worry: Congressional leaders say they don?t want to shut the government down come Sept. 30, when the fiscal year expires. The question is, however, how exactly they?re going to keep the doors open with only six working days in September, the month after Congress?s month-long August recess.

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    ?We have a very short time to do it,? said House minority whip Steny Hoyer (D) of Maryland at a breakfast sponsored by The Christian Science Monitor on Wednesday. Hoyer said, referring to government funding, ?I think the political judgment is going to be, ?Let?s not fight about this.? "

    With much attention focused on the year-end fiscal cliff and Congress enveloped in electric election-year debates over taxes, regulation, and health care, a potential showdown over government funding has gone largely under the radar.

    That?s in part because Republican leaders in the House ? the seat of discontent about previous extensions of government funding ? say they are going to keep the lights on.

    ?Our goal would be to make sure the government is funded and any political talk of a government shutdown is put to rest,? House Speaker John Boehner (R) of Ohio told reporters on Tuesday.

    In fact, the GOP is willing to swallow two bitter pills to make sure the nation doesn?t see a government shutdown fight. First is continuing funding to implement President Obama?s health-care reform legislation, something more than 120 GOP House members signed a letter to the speaker opposing. Second is continuing government discretionary spending at an annual rate of $1.047 trillion, the level stipulated by last summer?s Budget Control Act. The House?s most conservative members have pushed for an annual rate of $958 billion, while the plan by House Budget Committee chairman Paul Ryan (R) of Wisconsin called for annual discretionary outlays of $1.029 trillion.

    That second pill is one that could be expected to stick in the craw of some of the most conservative members of Congress, who dug in their heels on, among other issues, raising the national debt ceiling in order to extract lower government spending.

    But several dozen members in both chambers have signed on to a push by Sen. Jim DeMint (R) of South Carolina, among others, to vote for a six-month extension of current government funding in a process known as a ?continuing resolution,? or CR, partly to avoid political blowback from a government shutdown fight.

    In an election year, one might expect Democrats to pursue anything that could put the heat to the GOP ? and vice versa. But Democrats, who ripped the GOP for holding up government funding in the past, are willing to deal.

    ?Certainty is good for the economy, good for the country, good for the federal agencies,? Mr. Hoyer said. ?I don?t necessarily have a preference, although I would certainly not be opposed to a six-month [CR]."

    ?They?re making a political judgment, which I think is correct, that if they proceed to shut down government in September, it will hurt them badly at the polls,? he added. ?They?ve made a pragmatic judgment, not a philosophical or fiscal one.?

    Hoyer pointed out that Congress has, effectively, six working days in the entire month of September. Capitol Hill is out both the first and last weeks of the month on recess, and that leaves precious little time for jamming through anything except for the simplest extension of government funding.

    But how long will the extension be? Many on Capitol Hill expected September?s funding extension would be some 90 days, pushing government funding into the lame-duck session after the November election. That would lump it in with weighty fiscal decisions on more than $600 billion in higher taxes and lower spending that Congress is expected to deal with (even if only to punt those issues into 2013).

    But congressional conservatives? move to support a six-month extension shook that calculus somewhat.
    ?
    What will happen in September? It?s unclear ? but in a year of high partisan rancor, the parties seem, for once, to be avoiding a potential fight.

    Source: http://rss.csmonitor.com/~r/feeds/csm/~3/ZLs8rM8B8z8/Steny-Hoyer-Neither-party-is-spoiling-for-a-fight-over-a-government-shutdown

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    Authentic Debt Consolidation Programs ? Do They Offer You Credit

    July 25, 2012

    Are you in the market to choose?debt consolidation programs?that can help you combine your debts into a single monthly payment? If you owe huge unpaid bills on all your credit cards, you should ensure choosing the best debt consolidation company so that they can help you take the best decision about deleting your financial worries by clubbing them into a single payment. As there are too many debt consolidation companies that are waiting to offer their services, you have to take the best decision so that you don?t choose working with an unauthentic company that is waiting to prey on your trust. There are certain debtors who ask whether the trustworthy debt consolidation firms offer credit counseling help before enrolling the debtors into their program. Read on the concerns of the article to know more.

    What is credit counseling help?

    While there are independent credit counseling agencies that specialize in offering counseling help to the financially hapless debtors in the US, there are some other debt consolidation companies that even offer credit counseling help before enrolling you within their program. This is the sign of an authentic debt consolidation company. They first assess your finances, the ration between the total amount of debt that you owe to the total monthly income that you earn, check your budget and then try to help you with personal finance management techniques that can help you control your debts from rising. Only when they see that you can?t repay your debts even by following the budgeting and the personal finance management techniques that they offer you, they?ll sign you up with their debt consolidation program.

    Choosing the most authentic debt consolidation program ? How to identify them

    When it comes to choosing the real debt consolidation programs, you should take into account certain points so that you may not commit the mistake of working with the wrong company. Here are the points that you should check before working with a debt consolidation company.

    • Check their BBB rating: BBB or the Better Business Bureau is a non-partial institution that accredits all the trustworthy financial companies. Before you select a debt consolidation company, you should demand their BBB certificate that has been given to them by the BBB so that you may be able to judge their authenticity.
    • Check the fee structure of the company: You should also check the fees demanded by the debt consolidation company. Are they charging you high advance fees? According to the FTC, no for-profit debt consolidation company can charge any kind of advance fee from a debtor before reducing a portion of your debts.
    • Check if they offer counseling to you: If you choose a debt consolidation firm where the debt representative pushes you into accepting the terms and conditions of their company, you should expect them to be a scam company. On the other hand, if they assess your finances and offer you counseling, they may be a worthy company.

    So, before choosing to work with a debt consolidation firm, ensure that you?re working with a real one that has your best interests in mind. Cooperate with them by managing your finances so that they can soon help you get out of debt.

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    Source: http://friendlyhomeloansinsuranceguide.com/authentic-debt-consolidation-programs-do-they-offer-you-credit-counseling-service.htm

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    Do You Feel Trapped by Modern Technology? [Chatroom]

    The NY Times has an interesting trend piece about how big companies—especially Silicon Valley ones—are beginning to institute policies which encourage people to step back from the streams of information coming at them from their various gadgets and focus on what really matters (as far as work goes, at least). More »


    Source: http://feeds.gawker.com/~r/gizmodo/full/~3/kf2G1kQyv3A/do-you-feel-trapped-by-modern-technology

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